


The Magnificent Seven - Quick Tips for Cheaper Car Insurance
Jason Hulott
Getting the best deal on your car insurance does not mean that you have to forgo the security of being covered by a well-known insurer. There are many ways of tailoring the policy and considerations you need to make to provide the cover you need at a lower cost.
1 Excess
All policies have an ‘excess’ – that is the amount you will have to fork out if you make a claim on your car insurance. It can range from £50 upwards. However, choose to pay an additional excess on top of the compulsory excess and you’ll pay a lower premium.
2 Residence
If your car is garaged overnight or on your driveway, you’ll pay a lower premium than if it was left in the street.
And those who live in the country will pay less than someone living in an inner-city.
3 Grouping
While you may be able to pick up a second hand Porsche at a bargain price, you’ll more than make up it for the cost of insurance. Check out the group - the lower the group number, the lower the premium.
4 Drivers
Limit the number of drivers on your vehicle and you’ll get a better deal on your insurance.
5 Age, sex and occupation
These can all have an effect on your premiums, as can part-time jobs.
6 Modifications and security
A modified car will attract higher premiums.
Check the security levels on your car: immobilisers, a steering lock, and a detachable stereo could help reduce your premiums.
7 Shop Around
Don’t automatically accept your current insurers’ quote at renewal time – shop around. Use our directory of car insurance providers to find the best deal for you.
About the Author
Motor Car Loans an automotive resource guide for those looking to buy, insure , sell or in fact do all most anything with a car. Sign up to our free car insurance course, send an email to motorcarloans@getresponse.com
We New Jersey residents are awfully proud of leading the country in car insurance rates, property taxes and political corruption. Now no less of an august authority than the University of Cambridge claims that modern life has turned my fellow ...
Read more...Republican presidential candidate, Sen. John McCain, R-Ariz., smiles as his vice presidential running mate, Alaska Gov. Sarah Palin, talks about his accomplishments during an airport campaign rally Saturday afternoon, Sept. 6, 2008 in Colorado ...
Read more...WESTLAKE VILLAGE, Calif. , Sept. 5 /PRNewswire/ -- J.D. Power and Associates will announce the results of the 2008 New-Home Builder Customer Satisfaction, New-Home Design and New-Home Quality studies at 8 a.m. EDT on Wednesday, Sept. 10 . (Logo: http ...
Read more...SHARON-Police seized a rare 1958 Ferrari, valued at $5 million and stolen in Europe in 1993, in Sharon last night. State police discovered an unsuspecting buyer from Sharon purchased the car in New Jersey in 2000 and added it to the buyer's ...
Read more...Democratic vice presidential candidate Sen. Joe Biden, D-Del., a Pennsylvania native, greets Holly Raudonis, center, and Marilyn Reedinger at the Dining Car diner in Philadelphia, Friday, Sept. 5, 2008. PHILADELPHIA -- Vice presidential nominee Joe ...
Read more...State police discovered that an unsuspecting buyer from Sharon purchased the 250 PF 1958 Ferrari, valued at $4 million to $5 million, for about $550,000 in New Jersey in 2000 and added it to his collection of exotic vehicles.
Read more...At $550,000, its price was so low that this old car just had to be stolen. Car enthusiasts say the classic 1958 Ferrari is worth $4 million to $5 million - but Connecticut state troopers believe its purchaser, an heir of a billionaire Bear Stearns ...
Read more...