


Is There Such A Creature As Cheap Car Insurance For Woman Drivers?
Jon Butt
Let's dispell a myth, cheap car insurance for woman drivers is not really any different than cheap car insurance for men except that in some cases it might be a little cheaper or at least a little easier to get.
The factors used to compute cheap insurance are many and usually place prospective policyholders in rating groups that categorize level of risk. Obviously, in one rating group, gender, there's a difference.
Are women better car drivers than men, though? Only your insurance company actuary knows for sure, but generally young men are considered a higher risk to insure. In that age rating group, auto insurance best quotes might favor women.
Cheap Based On Your Needs
What really counts, though, is whether car insurance for woman drivers is cheap insurance based on their own needs. Best quotes for woman drivers can be obtained online at automated websites that return quotes from several competing insurance companies simultaneously.
Women who know the ins-and-outs of car insurance for women need only choose the lowest quote to get cheap insurance.
Get Help If You Need It
If you're not familiar with auto insurance, however, you may want to contact an insurance agent who can guide you through the process and better ensure that you purchase the coverage you require.
They can also show car drivers ways to lower their rates by increasing deductibles or lowering Comprehensive or Collision coverages which become less practical as a vehicle ages.
Just remember, there are six main types of car insurance--Bodily Injury Liability, Personal Injury Protection (PIP), Property Damage Liability, Collision, Comprehensive, Uninsured and Underinsured Motorist Coverage--that cover your liability to others, pay your immediate medical and other expenses, cover damage to property, pay for repairs to or replacement of your car, cover expenses due other causes of damage, and insure you against those without insurance.
Most of all, don't forget that what's cheap insurance in the short run can put your finances in jeopardy in the long run, and that auto insurance protects your assets, not you.
About the Author
Jon Butt publishes www.which-car-insurance.com A free resource site devoted to advising all on the car, motor and auto insurance facts you need to know, the different types, cover levels, the top car insurance companies, how to buy wisely online or through local brokers. All vehicles are all covered in this easy insurance guide
![]() New York Daily News | US Stocks Plunge, Sending S&P to Lowest Level Since 1997 Bloomberg - 2 Prudential Financial Inc. have lost more than two-thirds of their market value this year as falling stock markets pressured results from annuities and ... US Stocks Fall on Concern Recession to Deepen; Alcoa Retreats |
![]() Proactive Investors USA & Canada | DOW, NASDAQ, S&P 500 and TSX slide continues Proactive Investors USA & Canada - Similar concerns prompted large sell offs of Prudential Financial (NYSE: PRU) and Lincoln National Corp (NYSE: LNC) to drive them 16 percent and 31 percent ... |
Market overview: Late rally not enough MoneyWeek (registration), UK - The life insurance sector was well under the cosh. Prudential and Aviva fell 16%, with Legal & General also showing double-digit falls on worries on the ... |
![]() Washington Post | US Mulls Widening Bailout to Insurers Wall Street Journal - MetLife Inc. and Prudential Financial Inc., two of the nation's largest publicly traded life insurers, and New York Life Insurance Co., one of the highest ... Insurers Are Getting in Line for Piece of Federal Bailout US Treasury mulling stake in insurers |
Insurers await Fed OK for cash amid capital drain Reuters - The Dow Jones US Life Insurance Index, already down more than 60 percent since January, slid another 12 percent. "Qualifying for federal money is one thing, ... |
Stalled CAR means RDR may adopt adviser charges CityWire.co.uk, UK - ‘There is a review of the prudential rules and the FSA’s focus is on the big issues. The professional bodies will be taking more responsibility for the ... |
Oil falls to lowest level for more than three years as £31bn is ... Daily Mail, UK - In New York yesterday, billionaire Warren Buffett - who was the world's richest man earlier this year - saw shares in his insurance and investment firm ... |