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Lowering Your Auto Insurance Costs Vehicle insurance - a cost we all must bear if we want to drive. But you might be surprised at how varied the rates for car insurance can be in your area. Definitely shop around for your car insurance. Don’t just go with the first agent you speak with. Now, thanks to the internet, you can shop around right from the comfort of home. Go ahead and get at least three price quotes from different kinds of insurance companies. If you’re in the market for a new car, call to see how much it will cost to insure in the first place. Having a car alarm and other anti-theft devices can help lower your costs. Always ask about discounts. Don’t be shy. Companies expect this! What’s my cost if I have a $500 deductible? (Increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by as much as 30 percent.) How about a $1,000 deductible? Going to a $1,000 deductible can save you 40 percent or more. (Now if you don’t keep at least this much in the bank, don’t choose this option!) If your car is worth less than 10 times the annual insurance premium, purchasing extra coverage may not be cost effective. That’s one great thing about owning an old car! My credit rating is excellent. I always pay my bills on time. What if we insure more than 1 car with your company? I haven’t had an accident in more than three years… I haven’t had a traffic ticket in three years… I’ve taken a driver’s training course. My car has an anti-theft device. I don’t put a lot of mileage on my car in a year’s time. I carpool. My car has air bags. My car is quipped with anti-lock brakes. I have daytime running lights. I’m a student driver with good grades. Since I have both auto and home coverage with you, do I qualify for a discount? I’m a college student away from home… I’ve been a long time customer… My mom and dad use your company… Do you offer any other discounts? Some companies offer reduced rates to drivers who get insurance through a group plan from their employers and other professional groups. It can’t hurt to ask. Not every company will offer the same discounts. Compare the final prices the various companies offer you. It pays to shop around for your car insurance!
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Votes Are In: 2012 Automobile Insurance Discount Act Qualifies
LOS ANGELES, Feb. 7, 2012 /PRNewswire/ --Â Residents of California can use Quotes.com to acquire discounts and savings on their auto insurance policy by applying for insurance quotes. With the 2012 Automobile ...
Read more...Car Insurance Discount Helps Pac-12 Students and Alumni Save Money on Car Insurance
SAN FRANCISCO, Feb. 1, 2012 /PRNewswire/ -- Esurance, the direct-to-consumer personal car insurance company, is offering Pac-12 students and alumni living in Arizona, Colorado, Oregon, and Utah a car insurance ...
Read more...Billionaire insurance exec backs initiative to change rate rules
 UPDATE, Jan. 27, 2011: Mercury Insurance provided this response to questions about its record. The 90-year-old billionaire chairman of Mercury Insurance just won’t give up. George Joseph gave $8.2 million to put an initiative on the November ballot that supporters say would lower car insurance rates for consumers who maintain continuous coverage. His Los Angeles-based company spent $15.8 ...
Read more...James Loney says blow to head led to his odd behavior in crash
LOS ANGELES - James Loney says now he understands why what he dismissively refers to as "a car accident" made headlines...
Read more...3 women die after South L.A. car crash
The driver, who was critically injured, did not have a license, police say. There has been a recent string of such accidents. Three women have died after a car crash in South Los Angeles last week involving an unlicensed driver, authorities said Tuesday.
Read more...Lower-Income Families May Pay More for Auto Insurance
Many low-income families cannot afford car insurance, at least in part because insurers price their policies in ways that result in them paying more, according to a new report from the Consumer Federation of America.
Read more...Bucks: Lower-Income Families May Pay More for Auto Insurance
Many low-income families cannot afford car insurance, at least in part because insurers price their policies in ways that result in them paying more, according to a new report from the Consumer Federation of America.
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