Car Insurance Quote - Car Free Insurance Online Quote Section

Car Insurance Quote

Please Complete the Form below to Start Your Insurance Quote.

Car Free Insurance Online Quote Article

5 Steps To Cheap Car Insurance
Simon Markham

We all know that car insurance is compulsory, but it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for cheap car insurance rates really can save you hundreds.

STEP ONE - CUT THE EXCESS, CUT THE RISK
The size of your car insurance premium is directly related to the risk you pose to the insurance company. So the easiest way to cut your premiums is to accept a higher voluntary excess. An insurer's standard excess may be £100; but if you meet the first £250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.

STEP TWO - SECURE IT & SAVE
Another sure way of reducing the risk and, therefore the premium, is by fitting approved security devices. All major UK insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security such as an immobiliser and alarm. Not only does it save you money when your insurance renewal is due but it gives you extra peace of mind every time you park up your car.

STEP THREE - LOW MILES, LOW PREMIUM
If your annual mileage is low, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage restrictions.

STEP FOUR - ADD A NAMED DRIVER & SAVE UP TO 15%
Including a named driver on your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. A young named driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums by up to 15%, particularly if the named driver is female!

STEP FIVE - SHOP, HAGGLE & SAVE
Simply shopping around will reward you with the biggest savings. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparative online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest insurers for more specific quotations.

About the Author: Copyright © UK Insurance Index http://www.uk-insurance-index.co.uk. All rights reserved.

Source: www.isnare.com

Other Car Free Insurance Online Quote related resources

Car Free Insurance Online Quote News

Car Insurance Firms Revving up Mobile App Features

Progressive's new mobile app allows anyone with a smartphone to get car insurance quotes by taking a photo of their driver's license.

Read more...

---

Car Insurance Discount Helps Pac-12 Students and Alumni Save Money on Car Insurance

SAN FRANCISCO, Feb. 1, 2012 /PRNewswire/ -- Esurance, the direct-to-consumer personal car insurance company, is offering Pac-12 students and alumni living in Arizona, Colorado, Oregon, and Utah a car insurance ...

Read more...

---

Edmunds.com Advises Military Personnel to Watch out for Deceptive Car Sales Practices

Edmunds.com, the premier online resource for automotive information, reports that members of the U.S. military are particularly vulnerable to deceptive practices by unscrupulous ca

Read more...

---

The Disabled Pay More For Auto Insurance, New Study Shows, But Is This Illegal?

A new study conducted by 4AutoInsuranceQuote.org finds that disabled individuals continue pay more for auto insurance despite laws which state that this type of discrimination is illegal.(PRWEB) February 06, 2012 Auto insurance quote provider 4AutoInsuranceQuote.org released a new study showing that individuals with disabilities pay more for auto insurance coverage on average than individuals ...

Read more...

---

Reading PA Car Insurance Website Launched, Offers 25 Competing Brands

American Insuring Group, Ltd, a Reading, PA agency offering 25 competing brands of insurance, is pleased to announce the launch of a state-of-the-art website to help customers save on car insurance, homeowner’s insurance, and health, life, and commercial insurance.Reading, PA (PRWEB) January 28, 2012 American Insuring Group, Ltd, a Trusted Choice independent agency offering over 25 competing ...

Read more...

---

NatWest won't insure my car as I'm away for three months

I am a retired NatWest bank manager and was flabbergasted to learn my car insurance couldn’t be renewed by the bank because I am away for around three months a year.

Read more...

---

Consultative Insurance Group Offers an Interactive Way to Purchase Insurance Coverage Online

Consultative Insurance Group has recently partnered with Astonish Results, LP – a digital marketing and training company that specializes in modernizing the way by which the independent insurance industry does business - to create an innovative new online marketing strategy. ...

Read more...

---