Car Insurance Quote - Car Discount Insurance Section

Car Insurance Quote

Please Complete the Form below to Start Your Insurance Quote.

Car Discount Insurance Article

5 Steps To Cheap Car Insurance
Simon Markham

We all know that car insurance is compulsory, but it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for cheap car insurance rates really can save you hundreds.

STEP ONE - CUT THE EXCESS, CUT THE RISK
The size of your car insurance premium is directly related to the risk you pose to the insurance company. So the easiest way to cut your premiums is to accept a higher voluntary excess. An insurer's standard excess may be £100; but if you meet the first £250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.

STEP TWO - SECURE IT & SAVE
Another sure way of reducing the risk and, therefore the premium, is by fitting approved security devices. All major UK insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security such as an immobiliser and alarm. Not only does it save you money when your insurance renewal is due but it gives you extra peace of mind every time you park up your car.

STEP THREE - LOW MILES, LOW PREMIUM
If your annual mileage is low, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage restrictions.

STEP FOUR - ADD A NAMED DRIVER & SAVE UP TO 15%
Including a named driver on your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. A young named driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums by up to 15%, particularly if the named driver is female!

STEP FIVE - SHOP, HAGGLE & SAVE
Simply shopping around will reward you with the biggest savings. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparative online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest insurers for more specific quotations.

About the Author: Copyright © UK Insurance Index http://www.uk-insurance-index.co.uk. All rights reserved.

Source: www.isnare.com

Other Car Discount Insurance related resources

Car Discount Insurance News

Finding the right model: Insurers outline ways to save on auto insurance

TORONTO - When it comes to paying for the household car, many drivers simply write the cheque and try to forget about it, but financial advisers say Canadians can tweak their auto insurance plans and save big money.

Read more...

---

Survive This Economy: Cut Your Car Insurance Costs

Owning a car is expensive, especially in this economy; but the Wrights – a suburban couple with four kids -- found a way to save more than $1,000 on their auto insurance.

Read more...

---

Car Insurance Discount Helps Pac-12 Students and Alumni Save Money on Car Insurance

SAN FRANCISCO, Feb. 1, 2012 /PRNewswire/ -- Esurance, the direct-to-consumer personal car insurance company, is offering Pac-12 students and alumni living in Arizona, Colorado, Oregon, and Utah a car insurance ...

Read more...

---

Ontario car insurance rates increase 2.9 per cent says Kanetix.ca

Consumers still have opportunities to save money on their car insuranceTORONTO , Feb. 6, 2012 /CNW/ - Kanetix® (www.kanetix.ca), an online quote comparison website for insurance and financial products, ...

Read more...

---

Progressive Car Insurance to Hire 390 People in Tampa

In a state where unemployment rates recently hit 9.9 percent, Progressive car insurance is helping boost the Tampa area economy by filling 390 positions in sales, service and claim

Read more...

---

Insurance products

RECESSION SURVIVAL KIT:THE EASIEST way to cut costs without causing yourself much pain is to be canny with insurance, be it life, car, house or health.

Read more...

---

Progressive Car Insurance to Hire 185 People in Austin

In a state where unemployment rates recently hit 7.8 percent, Progressive car insurance is helping boost the Austin area economy by filling 185 positions in sales, service and clai

Read more...

---